 Musical Instrument Insurance Programs
The musical instrument insurance team at Anderson Group are experts when it comes to insuring valuable instruments like yours. Peter Anderson, owner and founder of Anderson Group has a deep and abiding relationship with the world of musicians. Performing since the age of four, Peter now mixes his love of music with his exceptional knowledge of the insurance business. Peter has dual degrees in music and business and has appeared regularly with the Boston Symphony Orchestras Tanglewood Festival Chorus since 1980. He has been helping musicians insure their instruments since 1990 and with his staff can work with you to choose the right coverage’s for your individual needs.
Located in Marshfield, Massachusetts (USA), Anderson Group insures a number of major symphony orchestras throughout the United States and feelance musicians throughout the world. When it comes to harps, we are the endorsed Harp Insurance agent for the American Harp Society, the World Harp Congress and the International Society of Folk Harpers and Craftsmen Insurance programs.
We offer a wide selection of musical instrument coverage including Harps, Violins, Cellos, Double Bass, Acoustic and Electric Guitars, most String Instruments, woodwinds, brass instruments, percussion instruments, Jazz Instruments, and many more instruments with our Freelance coverage. We also offer coverage for Students on a career path to a music career. We even coordinate coverage for entire Orchestras.
If you would like request a quote for our Musical Instrument Insurance Products,
please click here to begin the quote request process!
The insurance carrier for our program is the OneBeacon Insurance Group.
Some of our beneficial services include coverage rates as low as $.50/$100 USD (lower rates available for professional musicians with high value schedules) per year of insured agreed value; an “all perils” deductible as low as $250, rental reimbursement coverage, electronic equipment coverage and worldwide “all risk” coverage. Our customers never seem to forget our reasonable premium of $125 USD which covers as much as a $20,000 instrument schedule.
“NEW PREFERRED RATE HIGH VALUE” PROGRAM
Based on your fully completed application, you may qualify for our preferred rate high value program for professional musicians with instrument insurance schedules that exceed $250,000. If you qualify, rates may be reduced up to 40 percent based on your total insurance schedule value, protection for your instrument and your musical instrument background and experience! |
Please select the type of Instrument coverage is right for you by clicking the links in the menu to the left, or from the menu at the top of the page.
If you would like request a quote for our Musical Instrument Insurance Products,
please click here to begin the quote request process!
INSTRUMENT INSURANCE COVERAGE HIGHLIGHTS
- Our premium rate is as low as $.525/$100 of valuation; among the lowest available worldwide
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Our minimum premium as low as $125 covers as much as a $19,047 instrument schedule
- Our deductible for perils other than common/contract fee based carrier are as low as $250.00
- “All Risk”, Agreed Value Coverage provided worldwide
- Diminished value endorsement included at no additional cost
- Newly acquired instruments are automatically insured for 30 days from the date the instrument was acquired, up to $100,000.
- Coverage for both personal and professional use at the same cost.
- Rental Reimbursement coverage available at the low cost of $25 per year providing up to $600 per month for up to 12 months subject to timely repair of a covered loss on a damaged instrument IF you do not have an equivalent idle instrument
- Our policy extends coverage for terrorism losses covered by the Terrorism Risk Insurance Act (TRIA) at no additional cost.
- Incidental electronic equipment up to $999 may be included in your total insurance schedule values.
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