Anderson Group Long-Term Care Insurance

Long term care insurance assists with expenses if you are chronically ill or cognitively impaired (such as Alzheimer's disease, brain injury or stroke) and unable to handle some of the basic activities of daily (ADL's) What are these ADL's?

Activities of daily living include:

• Eating
• Bathing
• Dressing
• Toileting
• Continence
• Transferring ( such as from a bed to a chair)

Long term care insurance helps to protect your savings, preserve you independence and give you choices by providing financial support to assist your care in any setting such as:

• Your home
• Your community (examples could include adult day care or hospice care)
• An assisted living facility or
• Nursing home

You can purchase a long term care policy typically as young as 18 and up to age 80 in most cases.

You can select a daily benefit ranging from $50 a day to $500 a day after a waiting period of 30 days or more. Maximum benefit periods can range from 5 or more years to even lifetime depending on your age at issue. A cost of living rider is also typically available to help minimize inflationary increases associated with long term care expenses.

Finally, a number of endorsements and discounts are generally available. Please contact us for more details. We would be happy to provide illustrations and product information for your review.

If you would like more information on our Long-Term Care Insurance products, please click here to request a no-obligation quote.