Anderson Group Harp Insurance Programs

We offer several Harp Insurance programs. Each program is offered as part of an official partnership with several of the top Harpist societies. If you do not belong to one of these organizations we encourage you to join for the benefits of society membership (required to gain access to our competitively priced harp insurance programs). Typically, if you are in the US, the American Harp Society (AHS) is your best choice, World Harp Congress (WHC) if outside the US, and International Society of Folk Harpers and Craftsmen (ISFHC) if you are a folk harper or craftsmen. Those from "Down Under" will find an additional option by joining the Harp Centre of Australia.

If you are already a member of one of these societies, or will be joining one concurrent with your insurance application, please click the appropriate program link below to get more information and to request a quote.

AHS Insurance Program WHC Insurance Program ISFHC Insurance Program
	Style 8 Concert Grand Gold Used with permission of Lyon & Healy Harps, Inc.

The musical instrument insurance team at Anderson Group are experts when it comes to insuring valuable instruments like yours.  Specializing in musical instrument coverage we can recommend the right coverage for your specific needs. Located in Fort Lauderdale, FL (USA), Anderson Group has offered Worldwide Musical Instrument Insurance since 1990.   We insure a number of major symphony orchestras throughout the United States along with a program for professional freelance musicians throughout the world.   

If you would like more information on our Harp Insurance Products,
please click here to request information

INSURANCE COMPANY
OneBeacon Insurance Group is the underwriter of our Harp Insurance Programs. A copy of the OneBeacon/Anderson Group Musical Instrument Insurance issued by OneBeacon Insurance Company (which makes up this policy) can be viewed here.

INSTRUMENT INSURANCE COVERAGE HIGHLIGHTS

• Our premium rate is $.50/$100 of valuation; among the lowest available worldwide
  
  
• Our minimum premium as low as $150 covers about $24,000 of "agreed value" coverage for your itemized instruments and equipment
  
• Our deductible for perils other than common/contract fee based carrier are as low as $250.00
  
  
• Common/contract carrier deductible is $350.00 (Your harp is insured if you need to ship harps for repairs or performance venues provided the harp is properly strapped and in the case of shipping, professionally packed in a container customarily used for harp shipments.)
  
  
• "All Risk", Agreed Value Coverage provided worldwide
  
  
• Newly acquired instruments are automatically insured for 30 days from the date the instrument was acquired, up to $100,000.
  
  
• Rental harps may be covered with prior approval from Anderson Group. In order to consider a rental application, we ask that the individual renting your instrument submit a fully completed questionnaire or quote request for underwriting review. Simply stated, we need to know all about who we will be insuring.
  
  
• Coverage for both personal and professional use at the same cost.
  
  
• Rental Reimbursement coverage included at no extra cost providing up to $600 per month for up to 12 months subject to timely repair of a covered loss on a damaged instrument IF you do not have an equivalent idle instrument  
  
  
• Itemized electronic equipment up to $1,000 is included at no additional premium cost values.
  
  
• DOES MY HOMEOWNERS POLICY COVER MY HARPS?  Click here to see our FAQ and more information.